I remember when I learned to spell antidisestablishmentariansim. 6th grade. I was way proud of myself even though I had no clue what it meant. I think that came in about the 10th grade and by then, even though I knew what it meant, I didn’t care. So now I make up words, mostly for the blogs, and sometimes just to get looks. All of that is to say that my most recent word, at least according to spell check, antimissionarianism, has meaning in the world and for the purpose of my business, in life insurance underwriting.
For as long as I can remember life insurance companies have discriminated against missionaries because in the practice of spreading the gospel they sometimes run across opposition, and occasionally opposition to the point of death. Now, that can be said about a lot of other practices, but insurance companies are free to choose who they do and don’t discriminate against, so tag missionaries, you’re it.
That’s the bad news. The good news (sounds almost biblical huh?) is that through Lloyds of London we can offer life insurance that covers missionaries all over the world for short trips or life times of service and even better, the life insurance is so fairly priced as to be an embarrassment to US companies. And more good news is that the missionaries don’t have to return to the US to apply for the policy as long as they can get an English speaking doctor or nurse to complete the exam paperwork and procure the lab results needed. And more good news is that the life insurance covers you world wide and (in this day) covers acts of war and terrorism. Through Hinerman Group and Risk Life we have over a hundred missionary couples and dozens of individuals with Lloyds life insurance spread from South America to the Far East and Middle East, Africa, the former Soviet Bloc, Europe and yes, a couple in Sweden. The couple in Sweden are US citizens that chose the wrong company and agent and were honest about being permanent missionaries. Seriously?
While we haven’t simplified this to a completely on line process, it is far easier than most folks go through in normal life insurance acquisition process. Call or email and get more information and quotes and remember to let your missionary friends know about it. As an agency we’re here backing your service and will all we can to serve your needs. We can help.
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