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Posts Under War Zone Life Insurance Category

Family Protection In Dangerous Times

Family Protection In Dangerous Times

I got an email from a guy working with a security service in Afghanistan today wondering if he could get life insurance protection for his family in spite of his location and his job risk. The answer to both is yes. Since civilian contracting in post war and war zones began we have been able to get coverage for life insurance (accidental death and dismemberment) for anyone who isn’t actively...
Define Those Two Kinds of Life Insurance Por Favor!

Define Those Two Kinds of Life Insurance Por Favor!

I get asked a lot of a particular condition is high risk or impaired risk and it just occurred to me that those people perceive themselves to be high risk because no insurance companies want to carry the policy on them. Please forgive me and understand that I know my blog posts are a little blurred right now as I try to get used to some new meds. All of you with bipolar raise your hand if you agre...
War Zone Life Insurance Buyer Beware!!

War Zone Life Insurance Buyer Beware!!

I only bring this up because a former client of mine, convinced that I had misinformed him, dropped his Lloyds of London Accidental Death and Dismemberment insurance covering him for all acts of war and terrorism. He works as technical support in a forward operating base in Afghanistan and was paying something in the $200 a month range for $500,000 worth of coverage. His wife did her due diligence...
Acts Of War Or Terrorism Life Insurance!

Acts Of War Or Terrorism Life Insurance!

I don’t like to play on people’s fears when helping with life insurance, but let’s be practical. If you are a missionary, business person or civilian contractor with ties to the US and you’re working in areas of the world where bad people are playing the wreaking havoc game and being American targets gets them the most points, life insurance that speaks directly to acts of...
I Will Never Know Enough To Do This Job!

I Will Never Know Enough To Do This Job!

It occurred to me after I had finished getting information for quotes from a man who only had half a diaphragm that gave him less than perfect pulmonary function on that side, coming right on the heels of getting life insurance approval on an HIV+ case, which was preceded by binding coverage for a company CEO to have $1 million in coverage to do counter terrorism work in Iraq and helping another c...
War Zone Risk Isn’t All About Soldiers!

War Zone Risk Isn’t All About Soldiers!

While wars rage on, with Iraq, Afghanistan, Libya and Syria it’s an ever changing scene. While the US and its’ allies have done their best (or not in the case of Syria) to bomb the enemy into submission, there is another set of war casualties that often doesn’t get coverage and in some cases is higher than the armed combat troop casualties. There have been periods of time in all...
When Your Agent Says That Can’t Be Done!

When Your Agent Says That Can’t Be Done!

When I get a phone call or an email from someone saying that they’ve been told by their life insurance agent or even multiple life insurance agents that their situation just can’t be approved and covered, well, game on. While there is a possibility that the client might not be able to get traditional life insurance, that is far more rare than you might think, and in those cases in almo...
Don’t Leave Home Without It!

Don’t Leave Home Without It!

And if you’re already did, shoot us an email and we can get it done via email. If you have any questions call or email us. We can help……… Well, showed the boss the rough draft and he said I was a little short on details. Are you going to work somewhere dangerous, a crab boat or a war zone, or a crab boat in a war zone? Are you already crab fishing in a war zone? Are you a p...
Life insurance Twilight Zone!

Life insurance Twilight Zone!

Imagine our surprise after posting our opinion about Obama’s no boots on the ground stance yesterday to watch the news last night and see a former US soldier now fighting with, working for the Kurdish military. While there isn’t any coverage we can offer former US soldiers taking on these jobs, we still have the best war zone coverage available for civilian contractors. And as if we ne...
Insurance For Missionaries And Aid Workers Worldwide!

Insurance For Missionaries And Aid Workers Worldwide!

And while we’re on the subject of those who seem more at risk in an increasingly upset and dangerous world, let’s not leave out journalists and civilian contractors. Not that terrorism has ever had a conscience, but with the explosion of groups that purport to be the voice of the world of Islam, Christians and Aid Workers put their lives on the line daily trying to help those displaced...
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