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Posts Under prostate cancer Category

Melanoma Life Insurance Risk Reviewed!

Melanoma Life Insurance Risk Reviewed!

It’s probably time to do a refresher on the best life insurance cancer underwriting available these days. Keeping in mind that low stage and grade and completion of treatment are the base that these life insurance approvals stand on, let’s start with melanoma stage 0 or 1 that can get as good as preferred rates and almost never worse than standard plus rates with no previous significan...
Keep That Deal From Collapsing With Instant Business Life Insurance!

Keep That Deal From Collapsing With Instant Business Life Insurance!

At least once a week we get a call from a business that is about to lose a loan opportunity, sometimes even a chance to sell or merge the company, but they’ve been declined for life insurance that would be collateral. They are out of time and can’t afford to go through a whole new underwriting process. The bank or the buyer are ready to close and the life insurance needs to be in place...
Compliance Trumps Life Insurance Risk!

Compliance Trumps Life Insurance Risk!

As we were reviewing a new case it occurred to us that how much a client cares about a health issue, how compliant they are with medical recommendations, is more than half the battle in finding the best possible life insurance rates for their situation. This client is an absolutely stellar example of that kind of compliance and how the medical issue he is dealing is, well, not going to be the deat...
Breaking News With John Hancock Life Insurance!

Breaking News With John Hancock Life Insurance!

John Hancock has, for years now, had a minimum term policy of $750,000. Today they announced they are lowering their minimum to $500,000. On the surface this might not seem like that big a deal, but it opens up the option for more people using watchful waiting or active surveillance rather than radically treatment for low grade, low stage prostate cancer. It would be nice if more companies jumped...
What’s A Stage Without A Grade?

What’s A Stage Without A Grade?

We know that occasionally life insurance clients feel like we’re just never satisfied with the amount of information they provide, especially when it comes to cancer diagnosis and treatment risk analysis. We’ve even been told that they are going to go with another agent because that agent didn’t require them to provide so much information. We’re aware, especially when you&#...
Does Your Life Insurance Agent Seem Sure?

Does Your Life Insurance Agent Seem Sure?

In the world of impaired risk and high risk life insurance one thing you don’t want in your corner is an agent that isn’t sure they can come through or an agency that doesn’t take time to shop your case. Risk Life has been in this arena long enough to know that no one company can be counted on to be the best every time and an agent that doesn’t understand your risk and doesn’t know what...
Declined For Life Insurance? Where Do You Go Now?

Declined For Life Insurance? Where Do You Go Now?

We can’t even to begin to imagine the number of life insurance policies that are declined each day. It has to be some staggeringly huge number and here at Risk Life we wish there was some way to collect them all, bandage the wounds and help get them the approved life insurance they deserve. The truth is that if your life insurance application involves some impaired risk, some health issue, just...
Prostate Cancer Risk Life Insurance Underwriting!

Prostate Cancer Risk Life Insurance Underwriting!

Prostate Cancer isn’t just common in men. It’s been said that most men will have prostate cancer before they die, and many of them will never know it. The reason is that a low stage, low grade prostate cancer may not impact your life or really your health, at all. A man could literally have prostate cancer that could be detected in his 60’s but never know it because, in the absence of sympto...