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Posts Under over 50 life insurance Category

Over Age 60 Life Insurance Risk!

Over Age 60 Life Insurance Risk!

For any number of reasons those of us over 60 are finding our life insurance needs have changed some from what our parents experienced and really from what our own expectations might have been 20 years ago. Changes in the economic world like the great recession of 2007 are causing some of us to look at sticking with our careers a little longer. Some of us are grandparents and have found ourselves...
What Would Life Insurance Cost Without Risk?

What Would Life Insurance Cost Without Risk?

Another way to approach that question would be to ask just who it is that presents the least risk and how do life insurance companies determine when extra risk is present. The average life expectancy in the US varies from state to state with Mississippi and West Virginia bring up the lower end at around 75, while Hawaii is a full year better than everyone at 82.7. We’ve heard it put other wa...
The Risk Of Trusting Your Life Insurance Agent!

The Risk Of Trusting Your Life Insurance Agent!

There are people in our lives we would all like to think we can just get advice from and not be worried about the answer steering us over a cliff. Our banker, pastor and doctor are good examples. They all know there is a right thing to do  to keep our lives on track and they all know the dangers of ignoring the basics and trying to shortcut or game the system. Your life insurance agent should fal...
Make A Succession Plan For Your Business!

Make A Succession Plan For Your Business!

There is no lack of advice for small business people, which, if all taken would make your business absolutely worry free, but probably broke too. Having said that and being a small business person myself, one of the things that often gets pushed to the end of the thought process is what happens to your business if you die prematurely. Whether you have a corporation, partnership or some other busin...
A Better Way To Do Senior Life Insurance Continued!

A Better Way To Do Senior Life Insurance Continued!

In a previous post we made the case for why almost all seniors shouldn’t buy their life insurance from final expense or senior life insurance companies. Those are companies whose entire block of business is made up of small final expense and burial life insurance policies. The almost never require an exam and in a lot of cases the just issue policies because you send money, not asking any he...
A Better Way To Do Senior Life Insurance?

A Better Way To Do Senior Life Insurance?

Ah, the baby boomers. The largest block of people to turn the corner into seniorhood ever and there is certainly no lack of awareness of that fact in the senior life insurance market. Being among the boomers we feel like there is over 50 life insurance marketing going on that is more than just a little fear based and out of balance in the way it is being presented and marketed. a good example of t...
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