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High Risk And War Zone Life Insurance

High Risk And War Zone Life Insurance

When Risk Life was first approached by a client interested in getting life insurance because they were going to Iraq as a translator, we had done a lot of high risk sports and high risk hobbies but we weren’t sure what to expect as far as what would be covered and what the pricing would be like. We had written travel policies and even kidnap, ransom and extortion policies for some of our life cl...
Does Your Life Insurance Agent Seem Sure?

Does Your Life Insurance Agent Seem Sure?

In the world of impaired risk and high risk life insurance one thing you don’t want in your corner is an agent that isn’t sure they can come through or an agency that doesn’t take time to shop your case. Risk Life has been in this arena long enough to know that no one company can be counted on to be the best every time and an agent that doesn’t understand your risk and doesn’t know what...
The Impact Of Alcohol On Life Insurance Risk!

The Impact Of Alcohol On Life Insurance Risk!

I doubt if we would get any debate if we just laid out there the statement that people who drink more than they ought to probably have a higher mortality risk compared to those who, at most, side with cardiologists who say a glass of wine with dinner is a good thing. It’s when alcohol becomes a habit that has priority in your life, a habit that occasionally causes problems in your life, becomes...
Risk Life Insurance Guilty As Charged!

Risk Life Insurance Guilty As Charged!

If Risk Life Insurance is guilty of not doing enough, it would have to be our becoming comfortable with business as it has been, and not sharing more about how high risk life insurance and impaired risk life insurance underwriting works both for and against you. If you’ve ever been declined for life insurance or offered a rate that was three or four times what you expected, you were probably lef...
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