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Posts Under Acts of war and terrorism Category

War Zone Risk Isn’t All About Soldiers!

War Zone Risk Isn’t All About Soldiers!

While wars rage on, with Iraq, Afghanistan, Libya and Syria it’s an ever changing scene. While the US and its’ allies have done their best (or not in the case of Syria) to bomb the enemy into submission, there is another set of war casualties that often doesn’t get coverage and in some cases is higher than the armed combat troop casualties. There have been periods of time in all...
When Your Agent Says That Can’t Be Done!

When Your Agent Says That Can’t Be Done!

When I get a phone call or an email from someone saying that they’ve been told by their life insurance agent or even multiple life insurance agents that their situation just can’t be approved and covered, well, game on. While there is a possibility that the client might not be able to get traditional life insurance, that is far more rare than you might think, and in those cases in almo...
Declined For Business Life Insurance?

Declined For Business Life Insurance?

In business succession planning there are several ways that life insurance isn’t just a good idea, but is required. If your banker says they will loan you $3.5 million to expand your business, that’s great news. If they tell you that a life insurance policy will be required as collateral and you know ahead of time that you can’t get approved, such as a CEO who is HIV+, or you fin...
Don’t Leave Home Without It!

Don’t Leave Home Without It!

And if you’re already did, shoot us an email and we can get it done via email. If you have any questions call or email us. We can help……… Well, showed the boss the rough draft and he said I was a little short on details. Are you going to work somewhere dangerous, a crab boat or a war zone, or a crab boat in a war zone? Are you already crab fishing in a war zone? Are you a p...
Is That Decline Because Of High Risk Or Impaired Risk Life Insurance?

Is That Decline Because Of High Risk Or Impaired Risk Life Insurance?

Since we partnered with Hinerman Group, one of the leading impaired risk life insurance outlets in the country, bringing high risk and impaired risk together has been, well, interesting. What it comes down to is that when a life insurance customer is declined somewhere, since they really don’t think of the different life niches the way we do, they just know they must be a risk. What they can...
Life insurance Twilight Zone!

Life insurance Twilight Zone!

Imagine our surprise after posting our opinion about Obama’s no boots on the ground stance yesterday to watch the news last night and see a former US soldier now fighting with, working for the Kurdish military. While there isn’t any coverage we can offer former US soldiers taking on these jobs, we still have the best war zone coverage available for civilian contractors. And as if we ne...
Five Reasons To Use Risk Life?

Five Reasons To Use Risk Life?

We’re just another life insurance agency, right? We grew up hearing that “the devil is in the details”, a warning about fine print and less than scrupulous business practices. Think about it though. We don’t disagree that even our own industry is and has been littered with life insurance agents that can’t even spell scrupulous, let alone pull off being it. So, just a...
Sorry! Can’t Do Life Insurance For Mercenaries!!

Sorry! Can’t Do Life Insurance For Mercenaries!!

Obama has declared no boots on the ground enough times that we can be sure of one thing. If boots are seen on the ground he won’t have directly ordered that to happen. And I’m not saying that Obama lies, very often, but is it a coincidence that we got a call the other day from a Civilian Contractor who had put together a small army of ex US military guys that were going to work as sold...
Breaking The Life Insurance Ice With Alaska’s Fishermen!

Breaking The Life Insurance Ice With Alaska’s Fishermen!

We’ve been a leader in acquiring life and accidental death and dismemberment insurance for people with dangerous hobbies and dangerous careers for years and recently we helped a crab fisherman from Alaska get $100,000 in coverage, something that he and his girlfriend had kind of written off assuming no one would do it. For us and the underwriters with Lloyds of London there wasn’t a hu...
Insurance For Missionaries And Aid Workers Worldwide!

Insurance For Missionaries And Aid Workers Worldwide!

And while we’re on the subject of those who seem more at risk in an increasingly upset and dangerous world, let’s not leave out journalists and civilian contractors. Not that terrorism has ever had a conscience, but with the explosion of groups that purport to be the voice of the world of Islam, Christians and Aid Workers put their lives on the line daily trying to help those displaced...
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