There are times when a company would be more apt to survive the death of the owner than the death
of the person or key people in the company that make it all make money and grow. When the person
that is responsible for the sales coming in or the person that is in charge of the products going out in
a timely fashion is no longer the person your customers can talk to, you can have the beginnings of a
business fatality on your hands.
At Risk Life we stress how important it is to have enough cash on hand from a Key Man life insurance or Key Person life insurance to 1. Help
weather a down turn in sales or production and 2. If necessary offer an incentive to that one person you
know of that can fill the shoes and right the ship.